Frequently Asked Questions
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What is the Basis Power Card?
Basis Power Card is a prepaid card curated for millions of women. It’s designed keeping in mind our hopes, goals, fears, and dreams. You can use your Power Card to pay anywhere RuPay is accepted (online and offline), get up to 3% cashback daily and access curated rewards by hand-picked women-focused brands.
What are the documents required to apply for Basis Power Card?
All you need is your PAN and 2 minutes to get started. PAN is mandatory to verify your identity as per PPI guidelines mandated by law.
Is Basis Power Card free?
Yes, the Basis Power Card is completely free of cost - no joining fees, no annual fees, no hidden fees.
Why do I need to complete KYC to avail the Basis Power Card?
In order for us to issue you a Basis Power Card, we would require you to complete KYC checks as per RBI regulations and guidelines.
Can I change my delivery address?
Unfortunately, you cannot change the delivery address on your card once you have specified it during the signup process. But, do email us at [email protected], and we will try our best to help you.
Who is the card issued with?
The card is issued through an RBI regulated pre-paid issuer - Transcorp International Limited.
I was asked for KYC info over the phone. Is this legit?
Basis will never ask you to share personal information, including KYC, over a call. Do not share any personal information or documents if you receive any unsolicited calls regarding the card. In case of urgent needs, we will reach out to you from our official basis email address only, i.e. [email protected] or [email protected].
Who is eligible for Basis Power Card?
If you identify as a woman or non-binary with a valid PAN card, you're welcome to sign up for the Power Card. If you face any issues despite this while signing up regarding eligibility, please write to us at [email protected].
Can I withdraw my Basis Power Card balance via ATM?
No. You cannot use the Basis Power Card to do cash withdrawals.
How can I activate my physical Basis Power Card?
Once you receive your physical card, here’s what you need to do: Open the Basis App ⇾ Click on Power Card → Click on Activate Physical Card Scan the QR code, follow the steps to activate your card and set PIN to Enable offline transactions.
Where can I use the Basis Power Card?
You will be able to use your Basis Power Card at all online/offline merchants which accept payments via credit/debit cards through RuPay except certain merchants such as prepaid wallets. You cannot use your Basis Power Card to withdraw cash at ATMs. Please note: Basis holds discretion over the list of merchants where the card would work and not work, and this list might vary over time.
How can I track my Basis Power Card usage and transactions?
You can track the Basis Power Card usage and transactions on the Basis app itself. Open the Basis App, Click on Power Card, Click on Transactions.
How do I manage my card settings?
You can manage card setting through the Basis app itself. Open the Basis App, Click on Power Card, Click on Mange Card.
My card was stolen or lost. What to do next?
If your card has been stolen or lost, please immediately block your card using the Basis App. Click on Power Card ⇾ Manage card ⇾ Block. Once your card has been blocked, you can request for a replacement through the app itself. If you face any issues, please contact us at [email protected].
You can also change your PIN on the Basis app itself if you think your PIN may have been compromised: Open the Basis App, Click on Power Card, Click on Manage ⇾ Reset PIN.
Is there a surcharge on fuel transactions?
A surcharge of 1% will be added for all fuel transactions.
What fees or charges are applicable for the Basis Power Card?
Joining Fee: INR 0. Annual Fee: INR 0. No hidden or extra charges apply.
Are there any surcharges applicable on transactions?
Surcharges are charged through the card network only on specific categories. Details of surcharges are mentioned below:
Why did my transaction fail?
Your Basis Power Card can be used for offline/ online transactions across all merchants that accept RuPay cards. Your transaction may have failed if you used it for cash withdrawals at an ATM. Other possible reasons could include trying a transaction that went over custom limits, entering an incorrect pin, or if you haven't activated a specific mode of transaction (offline, tap to pay, etc.) For specific queries, you can write to [email protected] along with the Merchant Details, Transaction Amount and Date of Transaction.
What if the transaction failed and my money was deducted from my Power Card?
If the transaction failed and any amount was deducted, it will be refunded within 7-10 business days.
How do refunds work?
If a transaction has been cancelled or refunded, the amount will be credited back in 7-10 business days, once we receive the confirmation from the merchant. If you have any refund related issue, please write to us at [email protected] along with the Merchant details, Transaction ID, Transaction Amount, Transaction Date and any screenshot (if available) of the refund confirmation from the merchant.
Can I cancel a transaction after making payment for it?
Yes, the cancellation can be done after making payment for it. You will have to cancel the order with the merchant. Once we receive the cancellation confirmation, we will refund the amount within 7-10 business days. If a refund has been confirmed within the billing cycle of the transaction, it will get reflected in that month’s statement itself. If the refund gets confirmed after the billing cycle, it will get reflected in next month’s billing statement.
Where can I see all the canceled transactions?
Canceled transactions will get reflected under transactions once we receive confirmation of the same from the merchant. This may take up to 7-10 business days.
What is cashback?
For transactions that you do on the Basis Power Card — up to 3% of the transaction amount is credited back to your Power Card balance. This is called cashback. You can view more information on cashback tiers on the Basis app. Please note that no cashback is applicable on transactions that are wallet transfers.
When is a cashback credited?
Cashback for eligible transactions is added to your Power Card balance instantly.
Can I transfer the cashback to my bank account?
Your cashback is added to your Power Card balance directly. At this time, you can only withdraw your balance to your bank account at the time of card closure due to min-KYC as per RBI regulation.
How do I earn a reward?
When you add balance to your Power Card, you'll become a part of the Basis Power Club, and access all the rewards instantly! Access them by clicking on the “Rewards” page of the app.
What are the terms and conditions for rewards?
T&Cs for a reward may depend on the issuing brand. Please refer to the Terms and Conditions section of the particular reward by clicking on the reward, or feel free to contact us at [email protected].
My reward has expired.
All rewards come with an expiry date. You can refer to the terms and conditions for the same by clicking on the reward. Please note, after a reward has expired, you will be unable to claim it with our partner brands.
How do I redeem a reward?
Click on the reward you want to redeem. Then, click on "how to redeem" on detailed steps for each reward.
I'm having trouble redeeming a reward, who do I contact?
For each reward, you’ll find the relevant contact information of the brand by clicking on the relevant reward. If you're still facing any issue, please write to us at [email protected].
My cashback was reversed. Why?
Cashback may be revered for transactions that were refunded/ reversed. If this was reflected incorrectly, please write to us at [email protected].
Terms and Conditions.
To qualify for the Basis Power Card referral program, you need to have activated your Power Card.
Your friend must use your referral link or code to signup for the Power Card to qualify for the referral program.
If your friend is an existing Power Card user, the referral program does not apply
A maximum of 10 referrals can be earned in a financial year .
Balance must be added within 7 days via the modes available, by the friend you referred, in order for you and your referred friend to earn cashback.
Referral cashback cannot be withdrawn in the case of account closure in any case.
The referral program can be terminated without prior notice at the discretion of Basis Basis will have the sole discretion in case of any dispute
How do I add money to the Power Card?
You can add money to the Power card by clicking on the Power Card via the homepage of the Basis app → Manage balance, or simply click on “Add balance” via the homepage. You can choose the amount as well as the mode of payment (net banking, UPI, wallets). Once the payment is successful, you’ll be able to see the update balance on your Power Card
How do I withdraw money from the Power Card?
As per regulation, with minimum KYC, you can only withdraw money at the time of account closure. If you'd like to close your account, please email us at [email protected].
My money was debited from my bank account, but the balance was not updated.
Any amount debited, that has not reflected in your Power Card balance, will be refunded back to you in 7-10 business days. Fret not! :)