Credit Card – Friend or Foe?
I remember when I first got a credit card 15 years ago (it came free with my salary account), I hid it in the drawer for 2 years. I thought the only reason my name was printed on that flashy
9 steps to be a #MoneyGoddess
A lot of us celebrate Navratri and also follow the rituals leading onto ensuring a healthy body with the detox. It is also a good time to visit your finances and run a quick financial detox. At Basis, we have
6 steps to get your home budget plan right
When we first set up a home we just did not know where all the money went! At the end of the month, we would stare into an empty bank account. The dreaded SMS from the bank, saying account balance in
How to build the down payment for your home loan
Roti, kapda aur makan - food, clothes and a home. This is the quintessential dream sold to us by our parents, society in general and Bollywood in particular. And if you have bought into this dream, you don’t need to
5 Financial red flags to look out in a relationship
Love may be blind but don’t let it rob you blind! We all do silly things when we fall in love - make googly eyes at each other, refuse to be the first one to end the late-night call, give
How good are your money manners?
Money can often decide the equation between people, so it's important to tread carefully when dealing with it. Thankfully, we've got some handy rules that can help unwrinkle tricky situations. Money isn't just a financial tool, but also a cultural one.
Teaching your kids about money
I tried to explain to my then 5-year old that we cannot buy her another toy because we didn’t have any more money. To emphasise my point I showed her my empty wallet. Her solution: But you have the ATM
Five financial mistakes I made
I plead guilty in the court of financial misdemeanours of the following five money mistakes I made in my youth. As a young professional without any liabilities and an easily disposable income, I tried my hand at adulting - I
Manage your debt in five easy steps
Is that sinking feeling that accompanies overdue bills and loans becoming too common? It's time to fix our toxic relationships with recurring debts. Debt isn't the only thing that adds up with unpaid bills. Worry piles up too. They might
Living it up – frugally
“Frugal” need not necessarily mean cheap or having to skimp on the little luxuries of life. All it means is that we live with some financial discipline and have the ability to maximise the return on every rupee we spend.